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International Journal of
Management and Commerce
ARCHIVES
VOL. 8, ISSUE 1 (2026)
The impact of self-help groups among rural areas
Authors
Mohammed Faizal, Aravind B, Mohammed Anas, P Vijaykumar
Abstract

Self-Help Groups (SHGs) play a crucial role in promoting financial inclusion, women empowerment, and socio-economic development in rural areas. SHGs are small voluntary associations, mainly consisting of women, who come together to promote savings, access credit facilities, and engage in income-generating activities. These groups operate on the principles of mutual trust, collective responsibility, and cooperation, which help members improve their economic and social status.

The present study examines the impact of Self-Help Groups in rural areas by analysing their contribution to economic empowerment, social development, and improvement in living standards. The study also explores how participation in SHGs enhances confidence, leadership skills, and participation in household and community decision-making among rural women. A descriptive research design and quantitative survey method were adopted for the study. Data were collected from 100 SHG members using structured questionnaires. The findings reveal that SHGs significantly contribute to improving savings habits, income levels, social participation, and overall rural development. The study concludes that Self-Help Groups serve as an effective mechanism for empowering rural women and promoting sustainable community development.
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Pages:105-107
How to cite this article:
Mohammed Faizal, Aravind B, Mohammed Anas, P Vijaykumar "The impact of self-help groups among rural areas". International Journal of Management and Commerce, Vol 8, Issue 1, 2026, Pages 105-107
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