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VOL. 7, ISSUE 1 (2025)
Mergers and acquisitions prospects: Indian banks
Authors
Dr. Nandita Sikari
Abstract
The merger of bank is a particular situation
when two or more banks club their assets and liabilities to become one bank.
This merger undoubtedly has positive and synergistic effects on the banking
industry, which would have an impact on the effectiveness, workforce and
clients of the banks. It reduces the cost of operation. NPA (Non-Performing
Assets) and risk management are benefited. It sees a bigger capital base and
higher liquidity that reduces the burden of re-capitalizing. Mergers may also
help in financial inclusion and broadening the geographical reach of the
banking operation. Certain banks have regional customers to cater to merger
destroys the idea of decentralization. The positive effect of bank mergers is
good global competitiveness as the large bank is capable of facing global
competitiveness. It boosts the economy. Indian banks can gain recognition and
higher rating that can have the possibility to emerge as a global bank.
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Pages:21-24
How to cite this article:
Dr. Nandita Sikari "Mergers and acquisitions prospects: Indian banks". International Journal of Management and Commerce, Vol 7, Issue 1, 2025, Pages 21-24
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