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VOL. 4, ISSUE 1 (2022)
The impact of Covid-19 on digital payments in the Indian economy: A statistical analysis
Authors
Dr. Sharmila Ahlawat
Abstract
This research paper examines the transformative impact of the COVID-19
pandemic on digital payment systems in India from 2020 to 2022. Using
comprehensive statistical analysis of transaction volumes, user adoption rates,
and policy measures, this study documents how the pandemic accelerated India's
digital payment ecosystem. Results indicate a significant surge in Unified
Payments Interface (UPI) transactions, increased adoption across demographic
segments, and permanent shifts in consumer behavior. The findings suggest that
COVID-19 served as a catalyst for digital financial inclusion while
highlighting challenges related to infrastructure, digital literacy, and
cybersecurity that must be addressed to sustain this growth trajectory
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Pages:84-87
How to cite this article:
Dr. Sharmila Ahlawat "The impact of Covid-19 on digital payments in the Indian economy: A statistical analysis". International Journal of Management and Commerce, Vol 4, Issue 1, 2022, Pages 84-87
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